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Businesses nowadays are highly dependent on the internet for many services that they receive and provide including online distribution, marketing, supply, payments etc. With the rise of cybercrime any intrusion that disrupts delivery of these services can lead to brand and reputation damage, regulatory scrutiny, stakeholder dissatisfaction, and financial losses to your organization. Therefore, using a cyber risk / insurance expert is needed to identify your exposures to these risks and help you develop an effective enterprise strategy for prevention, preparation, and protection.
Cyber Risk Insurance protection is available for both first and third-party cyber losses, as detailed below:
First-party coverage provides protection against loss or damage to own data or lost income or for other damages to your business resulting from data breach or cyber-attack
Third-party coverage /Cyber Liability provides protection against potential liability towards third parties including clients and government entities etc., arising from data breach or cyber-attack